// NEWS //
ANNA Money unveils product expansion as SMEs face rising tax and admin pressures
ANNA Money, an AI-powered business account that does taxes automatically, has unveiled a suite of product updates, headlined by the launch of its new business savings bank account, as it continues its mission to simplify financial admin for UK SMEs navigating growing tax complexity and operational pressures.
The announcements reflect ANNA’ s ongoing focus on listening to small business needs and rapidly building tools that remove friction across every stage of running a business – from getting set up, to managing money, to filing taxes.
At the centre of the announcement is the launch of ANNA Money’ s new business savings bank account, delivered in partnership with Griffin, one of the UK’ s leading bank for FinTechs and platforms. The account is FSCS protected and offers a promotional 3.66 % AER interest rate across all pricing plans( variable, within the first 3 months of opening the account), helping small businesses earn more on the money they’ re not immediately using, while keeping funds accessible and seamlessly connected to their everyday business finances.
Built with the realities of small business cash flow in mind, the account allows customers to set money aside for things like tax bills or future expenses without locking it away. This gives them the flexibility to move funds between their business account and savings whenever they need. Fully integrated within the ANNA app, it removes the need to manage separate providers, offering a single, streamlined view of both spending and saving in one place.
Third of EU SMEs’ finance admin done outside of business hours
Qonto data shows that nearly three in four European SMEs( 74 %) regularly handle their business finances outside of traditional working hours, whether that’ s early morning invoicing, late-night expense reports or weekend payment runs. That’ s not counting more passive admin, like logging in to their Qonto app to balance-check or move money between accounts.
In total, 35 % of SME activity on Qonto happens outside the 9am – 6pm window, underscoring just how much of this cohort’ s working day has stretched beyond its traditional boundaries.
The average monthly share of SMEs doing at least one out-ofhours finance task per month stood at 67 % across 2020 – 2025. By 2025, that had already risen to 72 %, and the latest 2026 data puts it at 74 %, continuing its upwards trudge.
Thirty-five percent of all finance actions happen outside of 9am – 6pm, and 5 % takes place at the weekend, suggesting a meaningful minority for whom the working week has no real end.
Finance admin spikes at 1am and 2am( 2 % and 3 % respectively), with the 2am peak equal to or higher than some evening slots( 2 % of admin is done at 10pm).
Nearly half( 44 %) of all payment requests and reminders are sent outside of business hours, making chasing cash the task most likely to eat into evenings and weekends. Finalising client invoices is close behind, with 40 % completed out of hours.
At the other end of the scale, uploading and paying supplier invoices are the tasks SME owners are most likely to keep within working hours, though even these see nearly a third completed out of hours( 31 % and 32 % respectively). �
12 Intelligent SME. tech