SumUp, which supports more than 4 million merchants across 37 countries, has adopted Form3’ s platform for European payments including SEPA Instant, SEPA Credit Transfer and SEPA Direct Debit. This builds on SumUp’ s existing partnership with Form3 for UK payments, where it already connects to Faster Payments and Bacs, and marks a significant step in delivering faster, more consistent payment experiences for merchants.

In line with SumUp’ s mission to ensure that all businesses can thrive, this expanded partnership will consolidate multiple payment capabilities through a single provider, simplifying SumUp’ s payments infrastructure, reducing operational complexity and enabling merchants to unlock growth across markets.

Form3’ s platform supports continuous, high-volume payment processing and is designed to meet the evolving requirements of regulated payment environments.

Through Form3’ s platform, SumUp can continue to add new payment rails and expand into additional markets while maintaining compliance with relevant regulatory requirements. This enables consistent payment services as volumes increase and SumUp continues to expand across regions.

Edward Wilde, Chief Technology Officer at Form3, said:“ We’ re pleased to support SumUp’ s European payments, building on our existing UK partnership. As FinTechs grow to operate across multiple markets, they need payments infrastructure that is reliable and straightforward to run. Using one platform across regions helps reduce cost and complexity and supports efficient growth.

“ Form3’ s platform enables partners like SumUp to expand their payments capabilities without having to make significant changes to their underlying infrastructure or endure complex onboarding processes. This allows them to stay focused on their customers.”

Antoniya Ditsova, Product Lead – Global Bank at SumUp, said:“ Our mission is to make business simple for our 4 million merchants. Expanding our partnership with Form3 helps streamline our payments infrastructure and strengthen our access to European payment schemes. This integration allows us to offer SEPA Instant capabilities, ensuring that our customers can move money as fast as they do business. It’ s a vital component of our growth as we continue to build the world’ s most complete financial toolkit for small businesses.” �

32 Intelligent SME. tech