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Dubai Chambers partners with Qashio to empower SMEs
Dubai Chambers has partnered with Qashio, a UAE-based spend management and embedded finance platform, to enhance small- and medium-sized enterprises’( SMEs) access to advanced financial management and alternative finance solutions.
The partnership establishes a framework for collaboration aimed at equipping Dubai’ s SME community with digital corporate cards, automated expense management systems and streamlined access to working capital solutions. The initiative supports Dubai Chambers’ ongoing efforts to strengthen the Emirate’ s business ecosystem and improve private sector competitiveness.
The UAE Ministry of Economy projects that more than 1 million SMEs will be operating in the country by 2030. Through this collaboration, Qashio will provide Dubai Chamber of Commerce members with instantly issued corporate cards, real-time spend visibility and automated controls that reduce manual reconciliation and improve financial governance. The platform also enables businesses to optimise cash flow through structured payment cycles and embedded financing options.
Armin Moradi, Founder and CEO of Qashio, said:“ Dubai Chambers plays a central role in supporting the growth of the SME community. Through this collaboration, we aim to provide
businesses with practical, technology-driven financial tools that improve visibility, strengthen control and support sustainable scaling. By combining institutional reach with FinTech innovation, we can help remove operational friction and enable SMEs to operate with greater agility.”
Under the partnership, Qashio and Dubai Chambers will also collaborate on workshops, educational initiatives and awareness programmes focused on financial automation, responsible credit usage and digital adoption. Tailored onboarding incentives will be introduced to encourage SMEs to adopt modern spend management infrastructure.
Indian MSMEs are sitting on a massive opportunity for AI adoption
At the India AI Impact Summit 2026, policymakers, public sector leaders and technology builders convened to examine how India can translate AI momentum into outcomes that are visible at population scale. The session, titled AI for Everyone: Empowering People, Businesses, and Society, brought together perspectives from various sectors – governance, public safety, education, entrepreneurship and the information ecosystem – with a clear throughline: AI adoption must move from isolated experimentation to embedded, repeatable deployment that benefits citizens and businesses across geographies, not only large enterprises and metros.
Within this discussion, Sanjay Varnwal, Co-founder and CEO, Spyne, highlighted why India’ s 63 – 65 million MSMEs represent the next decisive frontier for AI. He said:“ India’ s 63 million MSMEs are sitting on a massive opportunity for AI adoption. AI now makes it possible to solve real problems, like invoicing, payments, inventory and customer outreach – at scale and with efficiency. If we can deliver these solutions in a cost-optimised way, the MSME market represents an enormous untapped goldmine.”
According to Varnwal, AI changes the adoption curve by enabling more natural, accessible interfaces and more automated workflows, creating a credible pathway for MSMEs to adopt productivity tools without carrying enterprise-grade complexity. However, he emphasised that the market will not be unlocked through generic platforms.“ Start-ups must design for India’ s realities, particularly cost-efficiency and linguistic diversity, where MSMEs operate across dozens of languages and highly varied digital maturity levels,” he added.
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